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Harmonized Life Licence Qualification Program (HLLQP)

  • Program Code: LLQ300
  • Campus: Newnham
  • Length: 35 in-class hours
  • Cost:  $818.20


On January 1, 2016, insurance regulators across Canada, including the Financial Services Commission of Ontario (FSCO), implemented a streamlined and updated entry level qualification program for new life licence insurance agents, and new accident and sickness insurance agents. This initiative was called the Harmonized Life Licence Qualification Program (HLLQP) and it involved replacing several different provincial educational standards with one common standard that is now being used across Canada.

Life insurance agents sell life and health insurance products and insurance-specific investments including segregated funds and annuities. To become a licensed life agent it is necessary to complete the Harmonized Life Licence Qualification Program (HLLQP) through a certified content provider, pass the provincial LLQP exam, and register with a provincial insurance regulator.  Seneca College's, Centre for Financial Services is leading the way in providing an approved training program through a collaboration that is making the HLLQP available throughout Canada.

This convenient, accessible, HLLQP program is designed both for individuals (e.g., those interested in entering the industry and financial service specialists who want to provide life insurance), and also for companies who want to train agents and other employees.

  1. Regulator-approved
  2. Provides 35 hours of classroom-based learning
  3. Led by experienced, certified instructors
  4. Course materials are high quality and extensive and provide excellent reference material
  5. Successful students obtain the certification needed for HLLQP exam eligibility

Read FSCO's FAQs to ensure that you understand the requirements for becoming licensed as a life or accident and sickness insurance agent.

Newnham Campus

Programs are at Newnham Campus.
More information

Sample Lesson Video


5.2 Taxation of Policy Loans