RFC403 - Strategic Investment Planning

Outline info
Last revision date 2018-11-20 15:01:23.918
Last review date 2018-11-20 15:01:23.92

Subject Title
Strategic Investment Planning

Subject Description
This subject is intended for students pursuing a CFP designation. This subject provides students with a detailed understanding of the investment products that individuals use to achieve their wealth accumulation objectives. It gives the student the understanding and knowledge to design or evaluate a client's investment portfolio.

Credit Status
One credit.

Learning Outcomes
Upon successful completion of this subject the student will be able to:

1. Describe how investments can be used to meet wealth objectives.

2. Discuss the role of personal-use assets in a financial plan.

3. Describe the features, risk, and return characteristics of guaranteed and interest producing investments.

4. Describe the difference between bonds and debentures; how to measure bond yields; and the concept of bond duration.

5. Describe the characteristics of common and preferred shares, their taxation and relevant regulations.

6. Interpret financial statements and describe the process of technical analysis.

7. Discuss the features of financial derivatives.

8. Discuss the factors to consider when buying and selling mutual funds and the relevant tax considerations.

9. Describe the structure and tax considerations of real estate investments.

10. Describe the risks and returns associated with financial investments.

11. Discuss the law of supply and demand, the roles of financial market participants, and how the government influences the Canadian economy.

Cheating and Plagiarism
Each student should be aware of the College's policy regarding Cheating and Plagiarism. Seneca's Academic Policy will be strictly enforced.

To support academic honesty at Seneca College, all work submitted by students may be reviewed for authenticity and originality, utilizing software tools and third party services. Please visit the Academic Honesty site on http://library.senecacollege.ca for further information regarding cheating and plagiarism policies and procedures.

All students and employees have the right to study and work in an environment that is free from discrimination and/or harassment. Language or activities that defeat this objective violate the College Policy on Discrimination/Harassment and shall not be tolerated. Information and assistance are available from the Student Conduct Office at student.conduct@senecacollege.ca.

Accommodation for Students with Disabilities
The College will provide reasonable accommodation to students with disabilities in order to promote academic success. If you require accommodation, contact the Counselling and Disabilities Services Office at ext. 22900 to initiate the process for documenting, assessing and implementing your individual accommodation needs.

This course focuses on the academic content required to write the first CFP examination (PCE1). Students should have strong English language skills. Familiarity with fundamental accounting principles and completion of Grade XII English and mathematics are strongly recommended.

Students with a general interest in financial planning should refer to the Personal Wealth Management course.

Topic Outline

  • The strategic investment planning process 
  • Personal use assets 
  • Financial securities 
  • Fundamental and technical analysis 
  • Real estate limited partnerships, real estate investment trusts, oil and gas investments, film deals, labour-sponsored investment funds, and mutual fund limited partnerships 
  • Investment theory 
  • Financial economics 

Mode of Instruction
A combination of teaching methods such as lectures, small group work and case studies using online materials provided by CIFP (Canadian Institute of Financial Planning).  

Prescribed Texts
Materials are provided online through the Canadian Institute of Financial Planning (CIFP). Students must register directly with the CIFP in order to access the materials. Students are required to access the online materials on a regular basis.

Reference Material

Required Supplies

Promotion Policy

Grading Policy
A+ 90%  to  100%
A 80%  to  89%
B+ 75%  to  79%
B 70%  to  74%
C+ 65%  to  69%
C 60%  to  64%
D+ 55%  to  59%
D 50%  to  54%
F 0%    to  49% (Not a Pass)
EXC Excellent
SAT Satisfactory
UNSAT Unsatisfactory

For further information, see a copy of the Academic Policy, available online (http://www.senecacollege.ca/academic-policy) or at Seneca's Registrar's Offices.

Modes of Evaluation
Assignments are due on the dates specified. Should extenuating circumstances arise, please contact your instructor immediately, prior to when your assignment is due, so an appropriate course of action can be established. Late assignments may be subject to a penalty of up to 10% per week and will not generally be accepted beyond two weeks after the assignment due date.

In cases of cheating or plagiarism, the College Academic Policy will prevail.  Please ensure that all assignments and reports are properly documented.

Students are referred to the following web site for the Seneca College Library MLA Style Guides, Academic Honesty Policy and Copyright guidelines:  


Dates for evaluations are specified in the weekly schedule addendum to this outline. The evaluation process may include, but is not limited to, tests, exams, assignments or presentations. Any absences or missed submissions due to medical or other reasons must be supported by medical or other appropriate documentation within one (1) week of the due date. The faculty and program area must be notified immediately in the even of a missed evaluation. Upon acceptance of the documentation, the weighting of the missed deliverable will normally be applied to the final exam.

English Competency:

The ability to communicate effectively is essential for success in business. Therefore, you must demonstrate English competency in this course in both oral and written work. Ensure your written work includes correct sentence structure, spelling and punctuation. Always spell check, edit and proofread your work.

Students must pass the final exam with a grade of 60% and achieve an overall grade of 60% in order to pass the course and obtain a credit with the Canadian Institute of Financial Planning.

Grading is based on the following marking scheme: 

Term Work 30%
Final Exam 70%

Please retain this course outline document for future educational and/or employment use. 

Academic Program Manager:
Jean-Pierre Patry

Approved by: Jean-pierre Patry