3 Days
Credential Awarded
A&S Certification


The Accident & Sickness (A&S) course prepares you for a career in selling health, accident and sickness insurance but not life insurance products. If you wish to become a licensed A&S agent, you must first successfully complete the specialized Life License Qualification Program (LLQP) training course offered by an authorized course provider. This step is also referred to as the “Qualifying or Certification” process. After completion, you will challenge the LLQP exam.

Insurance regulators across Canada, including the Financial Services Commission of Ontario, implemented a streamlined and updated entry-level qualification program for new life licence insurance agents, and new accident and sickness insurance agents. This initiative was called the Harmonized Life Licence Qualification Program (HLLQP) and it replaced several different provincial educational standards with one common standard across Canada.

Financial Services Commission of Ontario FAQs will help you understand the requirements for becoming licensed as a life or accident and sickness insurance agent.

Course Delivery Method 

This course is offered in two delivery methods – in-class sessions and distance learning. 

In-class Session (LLQ100)

Classes begin mid-week at 1 p.m. with the following next two classes beginning at 9 a.m. Classes generally end around 5 p.m. daily. We strongly recommend a minimum of one month prior registration as it is essential for you to review all materials before attending the intensive 2.5-day exam preparatory course. Registration closes one week prior to the start date of each session.

Distance Learning (LLQ101)

You can register at any time to take this course online at your convenience. You will have 60 days to complete the certification process from the time of enrolment.


Learning materials consist of two modules of open book module testing:

  1. Ethics and Professional Practice (125 pages)
  2. Accident and Sickness Insurance (215 pages)

Note: Printed training materials are non-returnable/refundable.

Sample Lesson Video