The Accident & Sickness (A&S) course prepares you for a career in selling health, accident and sickness insurance but not life insurance products. If you wish to become a licensed A&S agent, you must first successfully complete the specialized Life License Qualification Program (LLQP) training course offered by an authorized course provider. This step is also referred to as the “Qualifying or Certification” process. After completion, you will challenge the LLQP exam.
Insurance regulators across Canada, including the Financial Services Commission of Ontario, implemented a streamlined and updated entry-level qualification program for new life licence insurance agents, and new accident and sickness insurance agents. This initiative was called the Harmonized Life Licence Qualification Program (HLLQP) and it replaced several different provincial educational standards with one common standard across Canada.
Financial Services Commission of Ontario FAQs will help you understand the requirements for becoming licensed as a life or accident and sickness insurance agent.