Accident and Sickness Exam Preparatory Course (LLQ100)

Accident and Sickness — recommend individual and group accident and sickness insurance products adapted to the client’s needs and situation.

• Assess the client's needs and situation
  • Determine the client's situation
  • Assess the appropriateness of the client's existing coverage in regards to his or her situation
  • Articulate the client's needs based on the risks that could affect his or her financial situation
• Analyze the available products that meet the client's needs
  • Analyze the types of contract that meet the client's needs
  • Analyze the riders that meet the client's needs
• Implement a recommendation adapted to the client's needs and situation
  • Consider the impact of underwriting criteria as they apply to the client's situation
  • Propose a recommendation adapted on the client's needs and situation
  • Confirm the requirements that must be met to implement the recommendation
• Provide customer service during the validity period of the coverage
  • Validate the appropriateness of contract amendment, renewal and termination application in regards to the client's situation
  • Inform the claimant of the claims process

Ethics and Professional Practice — develop an ethical professional practice in compliance with the rules governing the life insurance industry.

• Integrate into practice the legal aspects of insurance and annuity contracts
  • Delimit the legal framework governing life insurance
  • Characterize the parties involved in the contract
  • Contextualize the rules relating to the contract's formation, taking effect, reinstatement and termination
  • Explain the main provisions and clauses of an insurance or annuity contract
  • Integrate into practice the rules relating to beneficiary designation and exemption from seizure of benefits
  • Contextualize the rules relating to claims and the payment of benefits
• Integrate into practice the rules governing the activities of life insurance agents
  • Explain the role of the organizations that protect clients
  • Integrate into practice the obligations and responsibilities of life insurance agents