Accident and Sickness — recommend individual and group accident and sickness insurance products adapted to the client’s needs and situation.
- Assess the client's needs and situation
- Determine the client's situation
- Assess the appropriateness of the client's existing coverage in regards to his or her situation
- Articulate the client's needs based on the risks that could affect his or her financial situation
- Analyze the available products that meet the client's needs
- Analyze the types of contract that meet the client's needs
- Analyze the riders that meet the client's needs
- Implement a recommendation adapted to the client's needs and situation
- Consider the impact of underwriting criteria as they apply to the client's situation
- Propose a recommendation adapted on the client's needs and situation
- Confirm the requirements that must be met to implement the recommendation
- Provide customer service during the validity period of the coverage
- Validate the appropriateness of contract amendment, renewal and termination application in regards to the client's situation
- Inform the claimant of the claims process