5 Days
Credential Awarded
LLQP Certification


Life insurance agents sell life and health insurance products and insurance-specific investments including segregated funds and annuities. To become a licensed life agent it is necessary to complete the Harmonized Life Licence Qualification Program (HLLQP) through a certified content provider, pass the provincial LLQP exam, and register with a provincial insurance regulator. Seneca's Centre for Financial Services is leading the way in providing an approved training program through a collaboration that is making the HLLQP available across Canada.

This convenient, accessible, HLLQP program is offered in two delivery methods – In-class Session and Distance Learning (Online). The program is designed both for individuals (those interested in entering the industry and financial service specialists who want to provide life insurance), and companies who want to train agents and other employees.

Our program is:

  • Regulator-approved
  • 35 hours of classroom-based learning for In-class session
  • Led by experienced, certified instructors
  • High quality and extensive course and reference material

Upon successful completion, you will obtain the certification needed for HLLQP exam eligibility.

Insurance regulators across Canada, including the Financial Services Commission of Ontario, implemented a streamlined and updated entry-level qualification program for new life licence insurance agents, and new accident and sickness insurance agents. This initiative was called the Harmonized Life Licence Qualification Program (HLLQP) and it replaced several different provincial educational standards with one common standard across Canada.

Financial Services Commission of Ontario FAQs will help you understand the requirements for becoming licensed as a life or accident and sickness insurance agent.


Learning materials consist of five modules.

Module 1: Ethics and Professional Practice (125 pages)

Module 2: Life Insurance (273 pages)

Module 3: Accident and Sickness Insurance (215 pages)

Module 4: Segregated Funds and Annuities (227 pages)

Module 5: Life Insurance Taxation Principles (71 pages)

Modules 1 to 4 are open book module testing.

Sample Lesson Video